# PCI DSS compliance
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PCI DSS v4.0.1 compliance assessment for merchants, service providers, and their technology teams covering the full lifecycle: CDE scoping and network…

PCI DSS v4.0.1 compliance assessment for merchants, service providers, and their technology teams covering the full lifecycle: CDE scoping and network segmentation validation, SAQ type determination (SAQ A / A-EP / B / B-IP / C / C-VT / D / P2PE / HCE / SPoC), all 12 PCI DSS requirements analysis (network security controls, stored account data protection, transit encryption, malware protection, secure development, access control, authentication, physical security, logging and monitoring, security testing, organizational policies), QSA preparation and ROC readiness, compensating controls documentation, customized approach Targeted Risk Analysis (TRA), third-party service provider (TPSP) management, merchant level and acquirer compliance obligations (Visa, Mastercard, Amex, Discover, JCB), and cross-framework mapping (NIST CSF, SOC 2, ISO 27001, DORA). Produces COMPLIANT / PARTIAL / NON-COMPLIANT / CRITICAL DEFICIENCY classified findings, prioritized remediation roadmaps, compensating controls worksheets, SAQ recommendation reports, and Glass Box audit trails. Use when a merchant or service provider needs to determine PCI DSS compliance posture, select the correct SAQ, prepare for a QSA assessment, remediate audit findings, implement scope reduction strategies (tokenization, P2PE, network segmentation), document compensating controls, build a customized approach TRA, map PCI DSS to NIST CSF or SOC 2 for harmonized control implementation, or respond to a card-data breach affecting in-scope systems.

This skill assesses an organization's compliance posture against PCI DSS v4.0.1 across all 12 requirements and supports the full compliance lifecycle from initial scoping through QSA assessment readiness. **Covers:** - Cardholder Data Environment (CDE) scoping and system component classification - Network segmentation design and validation requirements - SAQ type determination and eligibility qualification - All 12 PCI DSS requirement areas with sub-requirement-level analysis - Future-dated requirement readiness (April 1, 2025 mandatory controls) - Compensating controls documentation (CCW framework) - Customized approach Targeted Risk Analysis (TRA) under Req 12.3.2 - Third-party service provider (TPSP) management (Req 12.8) - QSA/ROC preparation and assessor evidence packaging - Merchant level determination and acquirer validation obligations - Cross-framework mapping: PCI DSS ↔ NIST CSF 2.0, SOC 2 TSC, ISO 27001 - DORA overlay for EU-regulated payment processors - Cloud environment scoping and provider responsibility matrices - Post-breach compliance re-assessment framework **Does not:** - Certify PCI DSS compliance — certification requires a QSA-conducted ROC (Level 1) or merchant-signed SAQ; this skill produces assessment documentation, not certification - Replace an ASV-conducted external vulnerability scan (Req 11.2.1) — those require a PCI-approved scanning vendor - Substitute for a qualified penetration test (Req 11.3) — those require qualified testers ...

## Jurisdictions

Global



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