# Security collateral review
> Source: https://legalcode.md/skills/legalcode-security-collateral-review | [HTML version](https://legalcode.md/skills/legalcode-security-collateral-review)

Review security interest packages and collateral documentation across US, UK, and EU jurisdictions.

Review security interest packages and collateral documentation across US, UK, and EU jurisdictions. Covers UCC Article 9 (attachment, perfection by filing/control/possession, priority rules, PMSI super-priority, fixture filings, continuation statements, 2022 digital asset amendments), deposit account control agreements (DACAs), investment property control, IP security interests (copyright §205 Copyright Office recordation, patent/trademark UCC vs. federal preemption circuit split), UK fixed and floating charges (Companies Act 2006 ss.859A-859Q registration, Re Spectrum Plus [2005] UKHL 41 fixed/floating test, crystallization), UK financial collateral (FCARs 2003), all-asset debentures, real property mortgages and deeds of trust (recording, SNDAs, Garn-St. Germain, cross-collateralization, dragnet clauses), intercreditor arrangements (first/second lien ICAs, unitranche FLFO, AAL standstill provisions), EU Financial Collateral Directive 2002/47/EC, secured party enforcement and remedies (UCC §§9-601–9-628, commercial reasonableness standard, deficiency calculations), bankruptcy interaction (§§362, 363, 544, 547, 548, 552, adequate protection), and secured party duties (UCC §§9-207, 9-210). Produces a collateral-package adequacy assessment with GREEN/YELLOW/RED/ CRITICAL classification per asset class, perfection gap analysis, priority conflict detection, and ranked remediation action plan.

This skill reviews security interest packages, collateral documentation, and perfection mechanics for secured financing transactions. It analyzes whether collateral is properly created, perfected, and prioritized, identifies gaps that could result in unsecured status, and generates a ranked remediation action plan. **Covers:** - Security interest creation and attachment (UCC §9-203 value / rights / authenticated agreement) - Perfection by filing (UCC-1 financing statements, continuation, termination, debtor name rules) - Perfection by control (deposit accounts via DACAs, investment property, electronic chattel paper) - Perfection by possession (instruments, certificated securities, tangible chattel paper) - IP security interests: patent (UCC filing), trademark (UCC filing), copyright (Copyright Act §205 recordation with the US Copyright Office — federal preemption for registered works) - PMSI super-priority analysis (§9-324: 20-day windows for goods; inventory notice requirements) - Fixture filing requirements and real property priority conflict analysis (§9-334) - After-acquired property clauses and proceeds tracing (§9-204, §9-315) - UK fixed and floating charge classification (Re Spectrum Plus [2005] UKHL 41; Agnew [2001] UKPC 28) - UK charge registration at Companies House (Companies Act 2006 ss.859A-859Q, 21-day window) - UK financial collateral arrangements (Financial Collateral Arrangements (No.2) Regs 2003) - UK all-asset debentures and Law of Property Act 1925 charges ...

## Jurisdictions

Global



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