Skill

legalcode-structured-finance-review

Review structured finance and securitization transactions — ABS (asset-backed securities), MBS (mortgage-backed securities), CLO (collateralized loan obligations), and other asset-backed structures. Performs true sale analysis, bankruptcy remoteness assessment, SPV governance review, credit enhancement adequacy, waterfall mechanics verification, and regulatory compliance across Regulation AB II (US), EU Securitisation Regulation STS framework (EUSR 2017/2402), UK Securitisation Regulations 2024, and risk retention rules (Dodd-Frank 17 CFR Part 246 / EUSR Article 6). Covers rating agency legal opinion requirements and common transaction red flags. Use when reviewing securitization transaction documents (indentures, trust agreements, purchase agreements, servicing agreements, offering memoranda, CLO indentures), conducting legal due diligence on structured finance transactions, advising on regulatory compliance for structured products, or assessing the structural integrity of securitization vehicles (SPVs, SSPEs, trusts). Jurisdiction-aware across US, UK, and EU with localization markers.