Skill

legalcode-title-review

Reviews title commitments and title registers for real estate transactions — purchase, refinance, and development. Use when analyzing an ALTA 2021 title commitment (Schedule B-I requirements, Schedule B-II exceptions), a UK HM Land Registry official copy of register entries, a California Preliminary Report, or any title abstract or opinion letter. Analyzes easements, judgment and tax liens, mechanic's and materialmen's liens, restrictive covenants and CC&Rs, survey exceptions, mineral reservations, gap coverage risks, and endorsement requirements. Generates a closing checklist with prioritized curative action items, responsible parties, and deadlines. Supports the US ALTA/CLTA title insurance framework (owner's and lender's policies) and the UK Land Registration Act 2002 framework (absolute, good leasehold, possessory, and qualified title grades). Also triggers on: ALTA commitment review, title search analysis, Schedule B analysis, Schedule B-II exception analysis, title objection letter, curative title work, clearing title exceptions, closing checklist generation, title insurance endorsements, title defect cure, UK title register review, HM Land Registry search, land charges search, conveyancing title investigation, chain of title review, lien clearance.